Why we are different
We differ from most of our competition in a number of ways. We are compensated exclusively by fees paid by our clients thereby allowing us to work in our clients’ best interests. In other words, we act in a fiduciary capacity when advising our clients.
Unlike Peak, many of our competitors receive most, if not all of their compensation (commissions) from the products they recommend. Most of the time there are hidden commissions and fees which are not transparent (i.e. hidden from) clients. In that capacity, by law those advisors are required to work in their firm’s best interest, not the client’s. Other advisors work as a fiduciary only part of the time for their clients (charge fees some of the time) and are commissioned salespeople at other times.
These advisors may call themselves fee-based, attempting to confuse the client into thinking they are fee-only. Usually the individuals that represent these firms have an incentive to recommend high cost products, such as whole life and/or universal life insurance, variable annuities and A, B & C class shares of mutual funds.
Get in touch
We at Peak Investment Advisors know that finding the right financial advisor team to help you build your wealth is not a choice to be taken lightly. That’s why we offer free consultations to walk you through your needs, the scope of your dreams, and your current goals.
☎ CONTACT US
Founder and Chief Investment Officer of Peak Investment Advisors, Richard has a BA in Accountancy from the University of Illinois and an MBA from the University of Chicago. He has been employed in the investment research and management business since 1986 and is both a CPA (1983) and CFA (Chartered Financial Analyst) (1989). He is a member of the Denver Society of CFA’s, the CFA Institute, the AICPA and the Colorado Society of CPA’s.
As an investment analyst, Richard has appeared on CNN, been a guest on Terry Savage’s NBC program and been quoted in the Wall Street Journal, the American Banker, the Chicago Tribune, and the New York Times.
Tax Services Advisor
Owner and Certified Public Accountant, Charles has received his undergraduate degree from Colorado State University. He has extensive experience with taxation issues from his career at the Ohio Department of Taxation, ranging from Individual to Business taxes, Auditing, and Pass Through Entity tax divisions. His experience and certifications give Charles a comprehensive and detailed understanding of federal and state tax codes. His firm, Peak Financial Services, can be found here.
THE STATE OF COLORADO
COLORADO STATE UNIVERSITY